As a condo owner, you have many benefits but you are also exposed to unique risks. Unlike a single-family homeowner, you have a number of policies in force between your personal insurance and the community insurance. You need to make sure that this insurance overlaps so as not to let risk seep through the seams.
Thought you were covered by your landlord’s insurance? Think again. You’ll need renter’s insurance to protect your belongings from perils like theft, vandalism, fire, and falling objects the minute you begin renting.
Whether you are blindsided by a storm or a lawsuit, thinking afterward about what you should have done before the event is for the reckless. The responsible know better. Remember, we are all just one card shuffle away from the devastation of having to start over.
Think of your auto insurance as a shield. The shield protects you and your assets in case of loss, injury or damage. We will show you all of your protection options, recommend the right limits and make sure you are receiving all of the discounts you are entitled to.
You’ve bought the bike of your dreams, and you’re going to need motorcycle insurance immediately to protect it. There’s no sense in taking chances, so that’s why it’s a good idea to have your insurance options in place before you even go shopping.
When you are out on the open water, worrying about your boat insurance coverage should never happen. We can help you find the best coverage that you need for your vessel, under any scenario you could find yourself.
Without comprehensive watercraft insurance, you may not be covered in many situations that come up on your boat. If you spend your free time out on the water make sure that your insurance coverage extends beyond the dock.
A great power sports insurance policy covers both your vehicle and gives you enhanced medical coverage for any accidents. When you are away from home, you need a policy that can protect your power vehicle from theft and fire–coverage only available with power sports insurance.
RV Insurance is like two policies in one: it protects your vehicle like car insurance and protects your living area like home insurance. Collision and road emergencies are risks to insure against. When parked, your RV becomes home and needs to be protected against theft, liability, and other disasters.
High Value Home Insurance
Even with a typical homeowners insurance policy, there’s a great risk you may not be able to replace your beautiful home if disaster strikes. Why? Your home’s market value is probably higher than what your current policy will cover.
Art Collection Insurance
BSMW can help you ensure that your fine art collection is fully insured with the right coverage – whether you have a Piccaso or classic Canadiana, we will make sure you are fully covered.
Classic Car Insurance
Because of its value, your classic car deserves better insurance than an everyday driver. Think of this: your collectable car may just register as an older vehicle on your current auto policy. If an accident occurs, you could be left shorthanded when you try to replace it.
More and more people are buying private health insurance plans tailor-made for individuals. If you are one of these people, you should be seeking an individual health insurance plan from BSMW now.
Do not allow your family to flounder if you meet an untimely end. Make them whole so they can live the life you would have desired for them. At BSMW we understand the importance of protection and the contentment of peace of mind.
Having to start over because an earthquake has destroyed your home, you really will not be starting over. Because if your home is destroyed, you will still owe the mortgage. If you are still paying on destroyed possessions, that debt will not disappear, either.
Loss due to flooding can be very expensive. A rule of thumb is that each inch of flooding will cost the unprotected over $7,000. The last thing you need are worries on how to pay for the flood damage.
You have accumulated possessions. Not an ostentatious amount, but enough to make you and your loved ones comfortable. You are proud of these accomplishments. In fact, you have protected them with the best insurance you could. Now you need extra protection, an umbrella insurance policy.
Cybercrime is on the rise and you need protection for your electronic devices whether you are at home or on the move. Protect yourself and your loved ones against hackers, use strong passwords, secure your wifi network, do not click on spammy emails (with offers too good to be true), and get personal cyber coverage.
See more on our FAQ page.